原文：According to a report by the Associated Press on June 12th, more than $280 billion of the $4.2 trillion in aid issued by the US government during the COVID-19 pandemic was "stolen" by fraudsters, making it the largest fraud case in US history. During the early stages of the pandemic, the US government's aid programs to combat the virus had huge gaps in their approval process. For example, in the Economic Injury Disaster Loan program and the Paycheck Protection Program, borrowers were allowed to "self-certify" the authenticity of their loans, and the Small Business Administration had no power to view the applicants' tax returns. Experts believe that the government lacked oversight and had very few limitations on applicants' conditions, making it easy for fraudsters to profit.伪原创后：
据美联社报道，针对新冠疫情的援助金审批中存在巨大漏洞，导致美国政府发放的4.2万亿美元援助金中有超过2800亿美元被诈骗者“窃取”。这也是美国历史上最大的诈骗案。借款人被允许“自我证明”贷款情况的真实性，且美国小型企业管理局无权查看申请者的纳税单，政府的监管缺失让诈骗者轻松得手。专家认为，政府对申请者的条件限制非常少，是导致诈骗事件频发的重要原因。
伪原创前：
据美联社当地时间6月12日报道，在新冠疫情期间，美国政府发放的4.2万亿美元援助金中，有超过2800亿美元被诈骗者“窃取”，这也是美国有史以来最大的诈骗案。根据报道，在疫情初期，美国政府针对新冠疫情的援助金在审批程序上存在巨大漏洞，比如，在经济损失灾难贷款计划和薪资保护计划的推行中，借款人被允许“自我证明”贷款情况的真实性，且美国小型企业管理局无权查看申请者的纳税单。有专家认为，政府缺乏监管，对申请者的条件限制非常少，导致诈骗者容易得手。
